Effective Date: 07.20.2025
Last Updated: 07.20.2025
Welcome to Sovereign Bay Advisors (“we,” “us,” “our”). These Terms of Use (“Terms”) govern your access to and use of our website https://sovbay.com (the “Site”) and any related content, tools, or services we make available.
By accessing or using our Site, you agree to comply with and be bound by these Terms, along with our Privacy Policy. If you do not agree to these Terms, you should not use the Site.
The information provided on our Site is for informational purposes only and does not constitute investment, legal, tax, or other professional advice. Nothing on this Site should be construed as:
An offer to sell or a solicitation to buy any securities or financial instruments; or
A recommendation regarding any investment strategy or security.
You should consult with a qualified financial advisor before making any investment decisions.
By using our Site, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.
All content, materials, trademarks, service marks, trade names, logos, and designs displayed on the Site are the property of Sovereign Bay Advisors or their respective owners and are protected by intellectual property laws.
You may not reproduce, distribute, modify, or create derivative works from any content on the Site without our prior written consent.
You may view and print content from the Site for personal, non-commercial use only.
You agree to use the Site only for lawful purposes and in accordance with these Terms. You will not:
Use the Site in a way that violates applicable laws or regulations.
Attempt to gain unauthorized access to the Site or our systems.
Interfere with or disrupt the Site’s functionality or security.
Our Site may contain links to third-party websites or resources. We are not responsible for the content, accuracy, or practices of any third-party websites. Accessing these links is at your own risk.
We make no representations or warranties regarding:
The accuracy, completeness, or reliability of the information on the Site.
The availability or uninterrupted operation of the Site.
The Site and its content are provided “as is” and “as available” without any warranties of any kind, express or implied.
To the fullest extent permitted by law, Sovereign Bay Advisors and its affiliates, officers, employees, and agents shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of or inability to use the Site, even if we have been advised of the possibility of such damages.
You agree to indemnify and hold harmless Sovereign Bay Advisors, its affiliates, and their respective officers, employees, and agents from and against any claims, liabilities, damages, losses, or expenses (including attorneys’ fees) arising out of or in connection with your use of the Site or your violation of these Terms.
We may update these Terms at any time without prior notice. Any changes will be effective upon posting to the Site. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.
These Terms are governed by the laws of the State of Illinois, without regard to its conflict of law provisions. Any legal proceedings arising from or relating to these Terms shall be brought exclusively in the state or federal courts located in Cook County, Illinois.
If you have any questions about these Terms, please contact us:
Sovereign Bay Advisors
Website: https://sovbay.com
Email: info@sovbay.com
Phone: (517) 936-8938